NMLS-Approved Mortgage CE & Late CE Courses

Take charge of your MLO career with our comprehensive national SAFE Act-compliant CE & Late CE courses.

Find Your Courses

Our courses offer everything you need for your education. Select your education and license type below to start.

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2025 Mortgage Continuing Education Course Offerings

We offer online MLO Continuing Education courses in all 50 states, as well as Guam, the Virgin Islands, and Puerto Rico. Our courses are NMLS-Approved, and offered entirely online. Our courses meet SAFE Act requirements and satisfy the requirements for license renewal. Select your region from the list below and renew your NMLS license.

Need to renew your license in multiple states? Click here to select all the states you need at once.

Select Your State

Click your state on the map or use the dropdown menu below to see our state-specific products.

HI AK FL MI ME NY PA VA WV OH IN IL WI NC TN AR MO GA SC KY AL LA MS IA MN OK TX NM KS NE SD ND WY MT CO ID UT AZ NV OR WA CA NH VT RI CT NJ DE MD DC MA

NMLS CE Deadlines

MLO Continuing Education Deadlines

The NMLS recommends completing your 2024 CE according to these renewal deadlines:

  • SMART Deadline: Friday, December 6, 2024

  • At-Risk-to-Miss Deadline: Friday, December 13, 2024

  • Guaranteed to Miss Deadline: Friday, December 27, 2024

MLO Continuing Education Requirements

The SAFE Act mandates that mortgage professionals, including MLOs and mortgage brokers, must complete at least 8 hours of Continuing Education each year for their license to remain active. These credit hours must be obtained through an NMLS-approved provider. For most states, the hours include:

  • 3 hours of federal law and regulations

  • 2 hours of ethics, including instruction on fraud, consumer protection, and fair lending

  • 2 hours of non-traditional mortgage lending

  • 1 hour of undefined electives on mortgage origination
    In some states, additional hours, termed “state specific,” are also required to maintain licensure.

Frequently Asked Questions About NMLS CE

What happens if I miss the Continuing Education deadline?

If you fail to complete your Continuing Education by the renewal deadline, you will need to take a Late CE course. Before you register for Late CE, log in to the NMLS and check your course completion record. Only the courses listed in the NMLS catalog for Late CE can be taken, and upon completion, credit will be applied retroactively to the year for which it applies.

When is the last day to complete Late CE?

While many states have their own deadlines for Late CE and reinstatement, February 28th is the absolute last day to submit reinstatement requests. To find out your state’s particular deadline, visit the Resource Center at the NMLS website.

How do I contact the NMLS if I have questions?

If you have questions about anything pertaining to MLO licensing, the NMLS website is a great resource. There, you can find information on the most common topics and a phone number to speak with someone for further assistance.

How often do you need to complete your MLO Continuing Education?

The SAFE Act requires MLOs to complete a minimum of 8 hours of Continuing Education every year.

What is the difference between state specific- and NMLS-Approved Continuing Education?

The NMLS-Approved Continuing Education is the 8 hours that all MLOs must take to be able to renew their license each year. However, certain states also have state-specific requirements. MLOs in those states must take courses that will account for the mandatory state hours in addition to the federal requirements.

How much does MLO Continuing Education Cost?

Different Continuing Education vendors have different prices for their services. When you are deciding which company to choose for your Continuing Education courses, it’s important to give greater weight to the value of the courses as opposed to the price. Continuing Education courses should be approved by the NMLS and offer training in a clear and accessible manner.

Have more questions?

How our MLO CE courses work

The CE Shop uses Leap Online to deliver its courses to students. Classes are organized to give learners the most streamlined and comprehensive instruction possible. The platform has several accessibility features that users can customize, and auto-saves progress. The lessons are interactive and include easy to follow lesson outlines, auto bookmarked resources, and ongoing knowledge checks.

Select your state and shop now

State National
Required
Hours
State
Required
Hours
Total
Required
Hours
Alabama Get Your License 8 0 8
Alaska Get Your License 8 0 8
Arizona Get Your License 7 1 8
Arkansas Get Your License 8 0 8
Colorado Get Your License 8 0 8
Connecticut Get Your License 7 1 8
Delaware Get Your License 8 0 8
Washington D.C. Get Your License 7 1 8
Florida Get Your License 7 1 8
Georgia Get Your License 7 1 8
Guam Get Your License 8 0 8
Hawaii Get Your License 7 1 8
Idaho Get Your License 7 1 8
Illinois Get Your License 8 0 8
Iowa Get Your License 8 0 8
Kansas Get Your License 8 0 8
Kentucky Get Your License 7 1 8
Louisiana Get Your License 8 0 8
Maine Get Your License 8 0 8
Maryland Get Your License 7 1 8
Massachusetts Get Your License 7 1 8
Michigan Get Your License 8 0 8
Minnesota Get Your License 7 1 8
Mississippi Get Your License 8 0 8
Missouri Get Your License 7 1 8
Montana Get Your License 8 0 8
National Get Your License 8 0 8
Nebraska Get Your License 8 0 8
Nevada Get Your License 8 0 8
New Hampshire Get Your License 8 0 8
New Jersey Get Your License 10 2 12
New Mexico Get Your License 7 1 8
New York Get Your License 8 3 11
North Carolina Get Your License 7 1 8
North Dakota Get Your License 8 0 8
Ohio Get Your License 8 0 8
Oklahoma Get Your License 8 0 8
Oregon Get Your License 8 2 10
Pennsylvania Get Your License 7 1 8
Puerto Rico Get Your License 8 0 8
Rhode Island Get Your License 7 1 8
South Dakota Get Your License 8 0 8
Tennessee Get Your License 8 0 8
Vermont Get Your License 8 0 8
Virgin Islands Get Your License 8 0 8
Virginia Get Your License 8 0 8
Washington Get Your License 8 1 9
West Virginia Get Your License 7 2 9
Wisconsin Get Your License 8 0 8
Wyoming Get Your License 8 0 8

Why Choose The CE Shop?

The CE Shop offers NMLS-approved mortgage education so you can feel secure that you’re receiving top-notch instruction geared toward your success. Our interactive learning platform delivers your courses in an organized and streamlined way so you can remain on track and aware of your progress.

And not only does The CE Shop provide Continuing Education, but our content hub includes a bunch of free content for Mortgage Loan Originators and other mortgage professionals to use as a career resource.

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