National Mortgage Continuing Education Mortgage Loan Originator Courses

This online self-study course satisfies the one elective hour of 2026 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license.

This online self-study course satisfies the eight hours of 2026 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Within this course, students will spend time reviewing required topics, including:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on lending standards related to nontraditional mortgage products
• One hour on elective content

This online self-study course satisfies seven hours of 2026 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Within this course, students will spend time reviewing required topics, including:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on lending standards related to nontraditional mortgage products

This online self-study course satisfies the eight hours of 2025 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Within this course, students will spend time reviewing required topics, including:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on lending standards related to nontraditional mortgage products
• One hour on elective content

A mortgage loan originator (MLO) licensed in Arizona is required to complete eight total hours of continuing education annually. This includes:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on traditional and non-traditional mortgage products
• One hour of Arizona-specific education

This online self-study course satisfies the one hour of required Arizona-specific education. Within this course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

A mortgage loan originator (MLO) licensed by the California Department of Financial Protection and Innovation (DFPI) is required to complete eight total hours of continuing education annually. This includes:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on traditional and non-traditional mortgage products
• One hour on California-specific education

This online self-study course satisfies the one hour of required California-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

A mortgage loan originator (MLO) licensed Connecticut is required to complete eight total hours of continuing education annually. This includes:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on traditional and non-traditional mortgage products
• One hour of Connecticut-specific education

This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

A mortgage loan originator (MLO) licensed in Washington DC is required to complete 8 total hours of continuing education annually. This includes:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on traditional and non-traditional mortgage products
• 1 hour of DC-specific education

This online self-study course satisfies the one hour of required DC-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

A mortgage loan originator (MLO) licensed Florida is required to complete eight total hours of continuing education annually. This includes:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on traditional and non-traditional mortgage products
• One hour of Florida- specific education

This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

A mortgage loan originator (MLO) licensed in Georgia is required to complete eight total hours of continuing education annually. This includes:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on traditional and non-traditional mortgage products
• One hour of Georgia-specific education

This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

A mortgage loan originator (MLO) licensed in Hawaii is required to complete eight total hours of continuing education annually. This includes:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on traditional and non-traditional mortgage products
• One hour of Hawaii-specific education

This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

A mortgage loan originator (MLO) licensed in Idaho is required to complete eight total hours of continuing education annually. This includes:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on traditional and non-traditional mortgage products
• One hour of Idaho-specific education

This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

A mortgage loan originator (MLO) licensed in Kentucky is required to complete eight total hours of continuing educational annually. This includes:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on traditional and non-traditional mortgage products
• One hour of Kentucky-specific education

This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; an completing exercises to demonstrate understanding of the content.

A mortgage loan originator (MLO) licensed in Massachusetts is required to complete eight total hours of continuing education annually. This includes:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on traditional and non-traditional mortgage products
• One hour of Massachusetts-specific education

This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

A mortgage loan originator (MLO) licensed in Maryland is required to complete eight total hours of continuing education annually. This includes:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on traditional and non-traditional mortgage products
• One hour of Maryland-specific education

This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

A mortgage loan originator (MLO) licensed in Minnesota is required to complete eight total hours of continuing education annually. This includes:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on traditional and non-traditional mortgage products
• One hour of Minnesota-specific education

This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

A mortgage loan originator (MLO) licensed in Missouri is required to complete eight total hours of continuing education annually. This includes:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on traditional and non-traditional mortgage products
• One hour of Missouri-specific education

This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

A mortgage loan originator (MLO) licensed in North Carolina is required to complete eight total hours of continuing education annually. This includes:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on traditional and non-traditional mortgage products
• One hour of North Carolina-specific education

This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

A mortgage loan originator (MLO) licensed in New Mexico is required to complete eight total hours of continuing education annually. This includes:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on traditional and non-traditional mortgage products
• One hour of New Mexico-specific education

This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

The Qualified Employee (QE) for each office in Nevada is required to complete eight total hours of continuing education annually. This includes:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on traditional and non-traditional mortgage products
• One hour of Nevada-specific education

This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

A mortgage loan originator (MLO) licensed in Pennsylvania is required to complete eight total hours of continuing education annually. This includes:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on traditional and non-traditional mortgage products
• One hour of Pennsylvania-specific education

This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

A mortgage loan originator (MLO) licensed in Rhode Island is required to complete eight total hours of continuing education annually. This includes:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on traditional and non-traditional mortgage products
• One hour of Rhode Island-specific education

This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

A mortgage loan originator (MLO) licensed by the South Carolina Board of Financial Institutions (BFI) is required to complete eight total hours of continuing education annually. This includes:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on traditional and non-traditional mortgage products
• One hour of South Carolina-specific education

This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

A mortgage loan originator (MLO) licensed in South Carolina is required to complete eight total hours of continuing education annually. This includes:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on traditional and non-traditional mortgage products
• One hour of South Carolina-specific education

This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

A mortgage loan originator (MLO) licensed in Washington is required to complete nine total hours of continuing education annually. This includes:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on traditional and non-traditional mortgage products
• One hour on elective content
• One hour of Washington-specific education

This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

A mortgage loan originator (MLO) licensed in New Jersey is required to complete 12 total hours of continuing education annually. This includes the standard eight hours of national content:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on traditional and non-traditional mortgage products
• One hour of elective content

Plus, New Jersey’s additional continuing education requirements of:

• Two hours of elective content
• Two hours of New Jersey-specific education

This online self-study course satisfies the two hours of required state-specific education for MLOs that have satisfied the elective requirements elsewhere. Within the course, students will spend time reviewing state regulations and impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

A mortgage loan originator (MLO) licensed in Oregon is required to complete 10 total hours of continuing education annually. This includes:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on traditional and non-traditional mortgage products
• One hour on elective content
• Two hours of Oregon-specific education

This online self-study course satisfies the two hours of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

A mortgage loan originator (MLO) licensed in New Jersey is required to complete 12 total hours of continuing education annually. This includes the standard eight hours of national content:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on traditional and non-traditional mortgage products
• One hour of elective content

Plus, New Jersey’s additional continuing education requirements of:

• Two hours of elective content
• Two hours of New Jersey-specific education

This online self-study course satisfies the two hours of elective content for MLOs that have satisfied the state-specific requirements elsewhere. Within the course, students will spend time reviewing state regulations and impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

A mortgage loan originator (MLO) licensed in West Virginia is required to complete nine total hours of continuing education annually. This includes:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on traditional and non-traditional mortgage products
• Two hours of WV state-specific defined electives

This online self-study course satisfies the two hours of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

A mortgage loan originator (MLO) licensed in New York is required to complete 11 total hours of continuing education annually. This includes:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on traditional and non-traditional mortgage products
• One hour on elective content

Three hours of New York-specific education This online self-study course satisfies the three hours of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

A mortgage loan originator (MLO) licensed in New Jersey is required to complete 12 total hours of continuing education annually. This includes the standard eight hours of national content:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on traditional and non-traditional mortgage products
• One hour of elective content

Plus, New Jersey’s additional continuing education requirements of:

• Two hours of elective content
• Two hours of New Jersey-specific education

This online self-study course satisfies the two hours of elective content and two hours of required state-specific education for MLOs that have satisfied the elective requirements elsewhere. Within the course, students will spend time reviewing state regulations and impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

An individual seeking a mortgage loan originator (MLO) license in Nevada is required to complete 30 hours of NMLS-approved education. Of this requirement, four hours of NVspecific law must be completed. This online self-study course satisfies the four hours of required state-specific education.

Within this course, students will spend time reviewing state regulations and acts impacting MLO activities; perusing scenarios, examples, and case studies; and completing activities to demonstrate understanding of the content.

This online self-study course satisfies the seven hours of 2025 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Within this course, students will spend time reviewing required topics, including:

• Three hours on federal mortgage-related laws
• Two hours on ethics, fraud, and consumer protection
• Two hours on lending standards related to nontraditional mortgage products