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Rhode Island Mortgage Continuing Education Mortgage Loan Originator Courses
- Renewal requirements:
- National: 7
- State: 1
- Total hours: 8
- View full state requirements
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Packages
8-Hr. RI MLO 2025 Late CE Package
Late CE courses should only be completed by MLOs who need to complete a prior years' CE, as instructed by their state regulator. Do NOT complete a late CE course if you're intending to satisfy a current year CE requirement. Log in to your NMLS account and review your education record to verify whether you need to complete late CE.
- Late CE 7 Hour SAFE Core: 2025 Mortgage Loan Originator Course
- Late CE 1 Hour RI SAFE: 2025 Rhode Island Law Review Course
8-Hr. RI MLO 2026 CE Package
This complete package includes all 8 hours of annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license in Rhode Island.
Courses included in this package:
- 7 Hour SAFE Core: 2026 Mortgage Loan Originator Course
- 1 Hour RI SAFE: 2026 Rhode Island Law Review Course
Individual Courses
Late CE 1 Hour RI SAFE: 2025 Rhode Island Law Review Course (#17204)
A mortgage loan originator (MLO) licensed in Rhode Island is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Rhode Island-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour RI SAFE: 2026 Rhode Island Law Review
A mortgage loan originator (MLO) licensed in Rhode Island is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Rhode Island-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
7 Hour SAFE Core: 2026 Mortgage Loan Originator Course
This online self-study course satisfies seven hours of 2026 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Within this course, students will spend time reviewing required topics, including:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on lending standards related to nontraditional mortgage products
Late CE 7 Hour SAFE Core: 2025 Mortgage Loan Originator Course (#16509)
This online self-study course satisfies the seven hours of 2025 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Within this course, students will spend time reviewing required topics, including:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on lending standards related to nontraditional mortgage products
State Requirements For Rhode Island
Rhode Island Requirement Detail for Mortgage Continuing Education
Hours Required by the State: 8 hours
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3 hours of federal law
-
2 hours of ethics
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2 hours of non-traditional mortgage lending
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1 hour of state-specific education
An MLO who has completed their pre-licensure education (PE) course requirements in the same year in which the license was approved is not required to complete CE within the same year.
Successive Years Rule:
A licensee may not take the same CE course two years in a row.
Seat Time:
Seat time will be enforced and our online course delivery system manages this requirement.
NMLS Provider # 1405076
Course Completion Reporting:
Mortgage course completions are reported to the Nationwide Multistate Licensing System and Registry (NMLS). The CE Shop will report credits to the NMLS within 7 business days of course completion. The NMLS recommends completing CE prior to the 12/31 deadline as licensees are unable to apply to renew their license if their CE is not complete.
NMLS Recommended Deadline Time Frames: SMART CE, AT RISK TO MISS, and GUARANTEED TO MISS deadlines can be found here.
Rhode Island Contact Details for Mortgage Continuing Education
State of Rhode Island Department of Business Regulation
Phone: 401-462-9503
Email: emilia.giorno@dbr.ri.gov
Website: State of Rhode Island Department of Business Regulation
NMLS Resources for Mortgage Continuing Education
Professional Standards: Mortgage Education
Professional Standards: Criminal Background Check
Professional Standards: Credit Report
Professional Standards: MLO Testing
