NMLS-Approved 20-Hour National & State-Specific Courses

Individuals who wish to become a mortgage loan originator (MLO) are required to complete 20 hours of pre-licensing education, in accordance with the SAFE Act, which includes:

• Three hours on federal mortgage-related laws
• Three hours on ethics
• Two hours on non-traditional mortgage products
• 12 hours of electives

This course fulfills the SAFE Act requirement and provides a comprehensive introduction to the principles and practices of mortgage lending. In addition to the required core topics, the course will focus on content areas appearing on the SAFE MLO Test:

• Uniform state content
• General mortgage knowledge
• Mortgage loan origination activities, including loan inquiry and application process requirements, qualification, closing, and financial calculations

The course brings the content to life through a variety of videos and activities allowing students to learn the content, discuss it with an instructor and other students, and apply it to a range of exercises, real-life scenarios, and case studies.

Students enrolled in this online instructor-led have their course start date plus 12 full calendar days to the complete the course. Students are expected to begin the course on their selected start date, follow the course schedule as outlined in the syllabus, and complete the course on the course end date.

This program covers the content areas tested on the SAFE MLO Test:

• Federal Mortgage Related Laws
• Uniform State Content
• General Mortgage Knowledge
• Mortgage Loan Origination Activities
• Ethics

Exam Prep Edge is an intuitive online study experience that will help you gain the edge in passing your exam and getting your mortgage career off to the right start. It provides you with the opportunity to prepare for your exam with the following benefits: 

Take an initial assessment and receive immediate feedback on the topics you’ve mastered and the ones you still need to work on.

Improve your practice exam scores by studying individual lessons by subtopics from the Test Content Outline.

We believe practice makes perfect. That’s why we provide dynamic practice exams with unique questions to get you ready for your upcoming exam. You are able to review your results from each attempt and hone in on those areas where you feel like you are particularly strong and those where there is opportunity to improve. 

Our real-time dashboards guide you through each topic while gauging your competency so you know what to concentrate on before exam day. 

Learn more about the SAFE MLO Test by clicking here to go to the NMLS website.