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California Mortgage Continuing Education California - DFPI Courses
- Renewal requirements:
- National: 7
- State: 1
- Total hours: 8
- View full state requirements
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Packages
8-Hr. CA-DFPI MLO 2025 Late CE Package
Late CE courses should only be completed by MLOs who need to complete a prior years' CE, as instructed by their state regulator. Do NOT complete a late CE course if you're intending to satisfy a current year CE requirement. Log in to your NMLS account and review your education record to verify whether you need to complete late CE.
- Late CE 7 Hour SAFE Core: 2025 Mortgage Loan Originator Course
- Late CE 1 Hour CA-DFPI SAFE: 2025 California Law Review Course
8-Hr. CA-DFPI MLO 2026 CE Package
This complete package includes all 8 hours of annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license in California.
Courses included in this package:
- 7 Hour SAFE Core: 2026 Mortgage Loan Originator Course
- 1 Hour CA-DFPI SAFE: 2026 California Law Review Course
Individual Courses
Late CE 1 Hour CA-DFPI SAFE: 2025 California Law Review Course (#16669)
A mortgage loan originator (MLO) licensed by the California Department of Financial Protection and Innovation (DFPI) is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour on California-specific education
This online self-study course satisfies the one hour of required California-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
1 Hour CA-DFPI SAFE: 2026 California Law Review
A mortgage loan originator (MLO) licensed by the California Department of Financial Protection and Innovation (DFPI) is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour on California-specific education
This online self-study course satisfies the one hour of required California-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
7 Hour SAFE Core: 2026 Mortgage Loan Originator Course
This online self-study course satisfies seven hours of 2026 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Within this course, students will spend time reviewing required topics, including:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on lending standards related to nontraditional mortgage products
Late CE 7 Hour SAFE Core: 2025 Mortgage Loan Originator Course (#16509)
This online self-study course satisfies the seven hours of 2025 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Within this course, students will spend time reviewing required topics, including:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on lending standards related to nontraditional mortgage products
State Requirements For California
State Requirement Details for Mortgage Continuing Education
Hours Required by the State: 8 hours
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3 hours of federal law
-
2 hours of ethics
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2 hours of non-traditional mortgage lending
-
1 hour of state-specific education
An MLO who has completed their pre-licensure education (PE) course requirements in the same year in which the license was approved, is not required to complete CE.
Successive Years Rule:
A licensee may not take the same CE course two years in a row.
Seat Time:
Seat time will be enforced and our online course delivery system manages this requirement.
NMLS Provider # 1405076
Course Completion Reporting:
Mortgage course completions are reported to the Nationwide Multistate Licensing System and Registry (NMLS). The CE Shop will report credits to the NMLS within 7 business days of course completion. The NMLS recommends completing CE prior to the 12/31 deadline as licensees are unable to apply to renew their license if their CE is not complete.
NMLS Recommended Deadline Time Frames: SMART CE, AT RISK TO MISS, and GUARANTEED TO MISS deadlines can be found here.
California (DFPI) Mortgage Licensing
- California Department of Financial Protection & Innovation
- Phone: 213-576-7565
- Email: MLO.Licensing@dfpi.ca.gov
- Website: https://dfpi.ca.gov/mortgage-loan-originators/
NMLS Resources for Mortgage Continuing Education
- California (DFPI) MLO License Description Page
- Professional Standards: Mortgage Education
- Professional Standards: Criminal Background Check
- Professional Standards: Credit Report
- Professional Standards: MLO Testing
