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Mortgage/ Continuing Education/ California/ 8-Hr. CA-DFPI MLO 2025 Late CE Package
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8-Hr. CA-DFPI MLO 2025 Late CE Package

$119
This product includes:
Elective Hours: 1 Mandatory Hours: 7 Total Hours: 8
Description
Package content and courses
State Requirements

Late CE courses should only be completed by MLOs who need to complete a prior years' CE, as instructed by their state regulator. Do NOT complete a late CE course if you're intending to satisfy a current year CE requirement. Log in to your NMLS account and review your education record to verify whether you need to complete late CE.

Courses included in this package:
  • Late CE 7 Hour SAFE Core: 2025 Mortgage Loan Originator Course
  • Late CE 1 Hour CA-DFPI SAFE: 2025 California Law Review Course

Package Content:
Late CE 7 Hour SAFE Core: 2025 Mortgage Loan Originator Course (#16509)

This online self-study course satisfies the seven hours of 2025 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Within this course, students will spend time reviewing required topics, including:

  • Three hours on federal mortgage-related laws
  • Two hours on ethics, fraud, and consumer protection
  • Two hours on lending standards related to nontraditional mortgage products
Late CE 1 Hour CA-DFPI SAFE: 2025 California Law Review Course (#16669)

A mortgage loan originator (MLO) licensed by the California Department of Financial Protection and Innovation (DFPI) is required to complete eight total hours of continuing education annually. This includes:

  • Three hours on federal mortgage-related laws
  • Two hours on ethics, fraud, and consumer protection
  • Two hours on traditional and non-traditional mortgage products
  • One hour on California-specific education

This online self-study course satisfies the one hour of required California-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

State Requirements For California

State Requirement Details for Mortgage Continuing Education

Hours Required by the State: 8 hours 

  • 3 hours of federal law

  • 2 hours of ethics

  • 2 hours of non-traditional mortgage lending

  • 1 hour of state-specific education

An MLO who has completed their pre-licensure education (PE) course requirements in the same year in which the license was approved, is not required to complete CE.

Successive Years Rule:

A licensee may not take the same CE course two years in a row.

Seat Time:

Seat time will be enforced and our online course delivery system manages this requirement.

NMLS Provider # 1405076

Course Completion Reporting:

Mortgage course completions are reported to the Nationwide Multistate Licensing System and Registry (NMLS). The CE Shop will report credits to the NMLS within 7 business days of course completion. The NMLS recommends completing CE prior to the 12/31 deadline as licensees are unable to apply to renew their license if their CE is not complete.

 

NMLS Recommended Deadline Time Frames: SMART CE, AT RISK TO MISS, and GUARANTEED TO MISS deadlines can be found here.

California (DFPI) Mortgage Licensing

NMLS Resources for Mortgage Continuing Education