(Consumer Protection) Fair Share: Protecting California Consumers and Your Business from Unfair Practices

$29

This product includes:

LICENSE RENEWAL PERIOD: 4 YEARS Elective Hours: 3 Mandatory Hours: 0 Total Hours: 3

Description

State Requirements

Real estate professionals wear many hats: expert communicator, attentive listener, trustworthy confidant, obedient servant, loyal advocate, and knowledgeable educator, to name just a few. To juggle these roles effectively—and within the lines of the law—licensees must remain informed. Real estate professionals are in a position to provide an invaluable level of consumer protection as they support consumers through their real estate transactions.

This course explores licensees' role as advocate and educator, and how they can protect consumers and their business from the threats of antitrust and fair housing violations and predatory lending. We'll start by looking at what federal protections are in place to combat these unfair practices, then identify state-specific legislation. We'll also provide the steps you can proactively take to protect the consumers you work with day in and day out and the business you've worked so hard to create.

Course highlights include:

Federal and state antitrust laws and violations
Avoiding antitrust violations and protecting consumers from them
Antitrust complaint process and penalties
Federal and state fair housing laws and violations
Redlining, blockbusting, and steering
Buyer love letters
Fair housing complaint process and penalties
Predatory lending
Truth in Lending Act
Home Ownership and Equity Protection Act
Protecting consumers from predatory lending
Reporting predatory lending

Package Content:

State Requirements For California

California State Requirement Details for Real Estate Continuing Education

Renewal Date: Every four years

Hours Required: 45 hours

Real estate salespersons renewing an original license for the first time, must complete 45 clock hours of DRE-approved continuing education consisting of:

Four separate 3-hour courses in the following subjects: ethics, agency, trust fund handling, and risk management
3-hour Fair Housing course which must including an interactive participatory component
2-hour Implicit Bias Training course
18 hours of consumer protection courses
The remaining clock hours to complete the 45 hours of continuing education may be related to either consumer service or consumer protection courses.

DRE Disclaimer: The courses in this California catalog are approved for continuing education by the California Department of Real Estate. Sponsor ID number 6314. However, these course approvals do not constitute an endorsement of the views or opinions expressed by the course sponsor, instructor, authors, or lecturers.

The CE Shop’s Offering: 45 hours

Reporting: The state does not require schools to report course completions.

Seat Time: It is required that all students spend a minimum amount of seat time engaged in the course content. Our online course delivery system manages this requirement for you.

Max Hours in a 24-Hour Period: Students will not receive credit for more than 15 hours of continuing education in a 24-hour period. Our online course delivery system manages this requirement for you.

Expiration Date of Course: Course expiration dates vary by course. Each individual course will have an expiration date listed in your account. See Terms & Conditions for more details.

Certificates: Immediately upon real estate course completion, The CE Shop will provide students with an electronic copy of the course certificate of completion. Certificates will remain in your account for a minimum of five years, should you need additional copies at a later time. Please refer to your renewal application to determine if you need to submit your certificate(s) of completion with your renewal. Course completion dates are recorded using Central Standard Time. Please note that the date on your certificate of completion will reflect this.

Final Exams: Final exams must be passed with a minimum of 70% and may be taken a maximum of 2 times. If you do not pass the exams after your second attempt, you may contact customer support to re-enroll at no cost and retake the entire course from the beginning. You are allotted one minute per question on the final exams.

DRE Survey: A course and instructor evaluation is available on the California Department of Real Estate website.

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