Real Estate/ Post-Licensing/ Florida/ Real Estate Finance

Florida Post-Licensing: Real Estate Finance

$105

This product includes:

LICENSE RENEWAL PERIOD: 2 YEARS Elective Hours: 0 Mandatory Hours: 30 Total Hours: 30

Description

State Requirements

This course offers 30 hours of financial topics applicable to your real estate business. Learn about loan terms, types and issues; government loan programs; defaults and foreclosures; instruments used in real estate financing; and government influence on financing.

Course highlights:

Federal legislation affecting real estate and mortgages
The role HUD, FHA and VA in real estate financing
Mortgages, deeds of trust, their common clauses and provisions, and applicable foreclosure rules
The subprime market, predatory lending, and mortgage fraud
Specialty loan products including piggyback, equity loans, and participation agreements, and creative financing including assumptions, modifications and seller financing
Workshop-based activities for calculating principal, interest, taxes, and insurance

Package Content:

State Requirements For Florida

Florida State Requirement Details for Real Estate Sales Associate Post-Licensing Education

Hours Required by the State: 45 hours within 18-24 months after obtaining the initial license.

Please note: All courses must be COMPLETED AND REPORTED to the Florida Real Estate Commission, PRIOR to your license expiration date. Please allow ample time for course completion and reporting to the state, otherwise your license could go on inactive status.

The CE Shop’s Offering: 45 hours

The CE Shop is an approved provider in Florida.

Provider Approval Number: ZH1002334

Reporting: The state requires course completions to be reported to the state. We will report your course to the state upon completion.

Expiration Date of Course: Course expiration dates vary by course. Each individual course will have an expiration date listed in your account. See Terms & Conditions for more details.

Certificates: Once The CE Shop has received the signed affidavit, your certificate of course completion will become available to download (and via email). The CE Shop will provide students with an electronic certificate of completion, upon completion of the course. Certificates will remain in your account for a minimum of five years, should you need additional copies. Please refer to your license application to determine if you need to submit your certificate of completion with your license request. Course completion dates are recorded using Central Standard Time. Please note that the date of your certificate of completion will reflect this.

Final Exam: Final exams must be passed with a minimum of 75% and may be taken twice in order to pass. If the exam is not passed the second time, the licensee must re-enroll at no cost (by contacting customer support) and retake the entire course, including the final exam. Licensees will be allotted 1.8 minutes per question. Licensees have up to 1 year, after failing the first exam to complete a second attempt.