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Mortgage/ Continuing Education/ Idaho/ 1 Hour ID-DOF SAFE: 2026 Idaho Law Review
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1 Hour ID-DOF SAFE: 2026 Idaho Law Review

$39
This product includes:
Elective Hours: 1 Mandatory Hours: 0 Total Hours: 1
Description
State Requirements

A mortgage loan originator (MLO) licensed in Idaho is required to complete eight total hours of continuing education annually. This includes:

  • Three hours on federal mortgage-related laws
  • Two hours on ethics, fraud, and consumer protection
  • Two hours on traditional and non-traditional mortgage products
  • One hour of Idaho-specific education

This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

Package Content:

State Requirements For Idaho

Idaho Requirement Detail for Mortgage Continuing Education

Hours Required by the State: 8 hours 

  • 3 hours of federal law

  • 2 hours of ethics

  • 2 hours of non-traditional mortgage lending

  • 1 hour of state-specific education

An MLO who has completed their pre-licensure education (PE) course requirements in the same year in which the license was approved is not required to complete CE within the same year.

Successive Years Rule:

A licensee may not take the same CE course two years in a row.

Seat Time:

Seat time will be enforced and our online course delivery system manages this requirement.

 

NMLS Provider # 1405076

Course Completion Reporting:

Mortgage course completions are reported to the Nationwide Multistate Licensing System and Registry (NMLS). The CE Shop will report credits to the NMLS within 7 business days of course completion. The NMLS recommends completing CE prior to the 12/31 deadline as licensees are unable to apply to renew their license if their CE is not complete.

Idaho licensees are required to complete their CE courses by December 1.

The NMLS recommends completing CE prior to the deadline as licensees are unable to apply to renew their license if their CE is not complete.

Idaho Contact Details for Mortgage Continuing Education

Idaho Department of Finance
Phone: 208-332-8002
Email: mlo@finance.idaho.gov
Website: www.finance.idaho.gov

NMLS Resources for Mortgage Continuing Education

Idaho MLO License Description Page
Professional Standards: Mortgage Education
Professional Standards: Criminal Background Check 
Professional Standards: Credit Report
Professional Standards: MLO Testing