Real Estate/ Continuing Education/ Iowa/ Fair Share: Protecting Consumers and Your Business from Unfair Practices

Fair Share: Protecting Consumers and Your Business from Unfair Practices

$39

This product includes:

LICENSE RENEWAL PERIOD: 3 YEARS Elective Hours: 3 Mandatory Hours: 0 Total Hours: 3

Description

State Requirements

Real estate professionals wear many hats: expert communicator, attentive listener, trustworthy confidant, obedient servant, loyal advocate, and knowledgeable educator, to name just a few. To juggle these roles effectively—and within the lines of the law—licensees must remain informed. Real estate professionals are in a position to provide an invaluable level of consumer protection as they support consumers through their real estate transactions.

This course explores licensees' role as advocate and educator, and how they can protect consumers and their business from the threats of antitrust and fair housing violations and predatory lending. We'll start by looking at what federal protections are in place to combat these unfair practices. We'll also provide the steps you can proactively take to protect the consumers you work with day in and day out and the business you've worked so hard to create.

Course highlights include:

Federal antitrust laws and violations
Avoiding antitrust violations and protecting consumers from them
Antitrust complaint process and penalties
Federal fair housing laws and violations
Redlining, blockbusting, and steering
Buyer love letters
Fair housing complaint process and penalties
Predatory lending
Truth in Lending Act
Home Ownership and Equity Protection Act
Protecting consumers from predatory lending
Reporting predatory lending

Package Content:

State Requirements For Iowa

Iowa State Requirement Details for Real Estate Continuing Education

Renewal Date: 12/31 every three years

Hours Required: 36 hours

12 hours – Mandatory hours
- 8 hours law update
- 4 hours ethics
24 hours – Elective hours

Note: per Iowa state regulations, a maximum of 24 hours may be taken by distance learning during each three-year renewal period. At least 12 hours of continuing education must be taken via live instruction. There is no requirement as to which course or courses are taken via live instruction.

The CE Shop’s Offering: 28 hours

4 hours - mandatory ethics hours
24 hours - elective hours

Provider Approval Number: 244

Reporting: The state does not require schools to report course completions.

Expiration Date of Course: Course expiration dates vary by course. Each individual course will have an expiration date listed in your account. See Terms & Conditions for more details.

Certificates: Immediately upon course completions, The CE Shop will provide students with an electronic copy of the course certificate of completion. Certificates will remain in your account for a minimum of five years, should you need additional copies at a later time. Please refer to your application to determine if you need to submit your certificate(s) of completion. Course completion dates are recorded using Central Standard Time. Please note that the date on your certificate of completion will reflect this.

Final Exam: Final exams must be passed with a minimum of 80% and may be taken as many times as necessary in order to pass.

License Renewal Process: The process to renew in this state is to log in to the licensing system online and follow the prompts to renew.

Max Hours in a 24-Hour Period: Students will not receive credit for more than 8 hours of continuing education in a 24-hour period. Our online course delivery system manages this requirement for you.

Course Duplication: During each three-year renewal period a course may be taken for credit only once. A course may be repeated for credit ONLY if the course numbers and instructors are different.

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