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NOT FOR NMLS CREDIT: 8 Hour KY Loan Processor CE

$119
This product includes:
Elective Hours: 8 Mandatory Hours: 0 Total Hours: 8
Description
State Requirements

This online self-study course satisfies the eight hours of 2026 annual continuing education required of individuals maintaining a state-issued loan processor license in Kentucky. Within this course, students will spend time reviewing required topics, including:

  • Three hours on federal mortgage-related laws
  • Two hours on ethics, fraud, and consumer protection
  • Two hours on lending standards related to nontraditional mortgage products
  • One hour on KY loan processor education

NOTE: This course is NOT for NMLS Credit. MLOs will not receive NMLS credit for completing this course.

Package Content:

State Requirements For Kentucky

Kentucky Requirement Detail for Mortgage Continuing Education

Hours Required by the State: 8 hours 

  • 3 hours of federal law

  • 2 hours of ethics

  • 2 hours of non-traditional mortgage lending

  • 1 hour of state-specific education

An MLO who has completed their pre-licensure education (PE) course requirements in the same year in which the license was approved is not required to complete CE within the same year.

Note: Anyone completing the 8 Hour KY Loan Processor CE course will NOT recieve NMLS credit.  Students are required to submit their certificates of completion directly to their employer.  The employing mortgage company or broker must maintain proof that their processors have completed the required continuing education. 

Successive Years Rule:

A licensee may not take the same CE course two years in a row.

Seat Time:

Seat time will be enforced and our online course delivery system manages this requirement.

 

NMLS Provider # 1405076

Course Completion Reporting:

Mortgage course completions are reported to the Nationwide Multistate Licensing System and Registry (NMLS). The CE Shop will report credits to the NMLS within 7 business days of course completionThe NMLS recommends completing CE prior to the 12/31 deadline as licensees are unable to apply to renew their license if their CE is not complete.

Kentucky licensees are required to complete their CE courses by November 30.

The NMLS recommends completing CE prior to the deadline as licensees are unable to apply to renew their license if their CE is not complete.

Kentucky Contact Details for Mortgage Continuing Education

Kentucky Department of Financial Institutions
Phone: 502-573-3390
Email: Jeffrey.Hornbeck@ky.gov
Website: https://kfi.ky.gov/

NMLS Resources for Mortgage Continuing Education

Kentucky MLO License Description Page
Professional Standards: Mortgage Education
Professional Standards: Criminal Background Check 
Professional Standards: Credit Report
Professional Standards: MLO Testing