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8-Hr. SC-BFI MLO 2026 CE Package

$119
This product includes:
Elective Hours: 1 Mandatory Hours: 7 Total Hours: 8
Description
Package content and courses
State Requirements

This complete package includes all 8 hours of annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license in South Carolina.

Courses included in this package:

  • 7 Hour SAFE Core: 2026 Mortgage Loan Originator Course 
  • 1 Hour SC-BFI SAFE: 2026 South Carolina Law Review Course 

Package Content:
1 Hour SC-BFI SAFE: 2026 South Carolina Law Review

A mortgage loan originator (MLO) licensed by the South Carolina Board of Financial Institutions (BFI) is required to complete eight total hours of continuing education annually. This includes:

  • Three hours on federal mortgage-related laws
  • Two hours on ethics, fraud, and consumer protection
  • Two hours on traditional and non-traditional mortgage products
  • One hour of South Carolina-specific education

This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

7 Hour SAFE Core: 2026 Mortgage Loan Originator Course

This online self-study course satisfies seven hours of 2026 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Within this course, students will spend time reviewing required topics, including:

  • Three hours on federal mortgage-related laws
  • Two hours on ethics, fraud, and consumer protection
  • Two hours on lending standards related to nontraditional mortgage products

State Requirements For South Carolina

South Carolina Requirement Detail for Mortgage Continuing Education

Hours Required by the State: 8 hours 

  • 3 hours of federal law

  • 2 hours of ethics

  • 2 hours of non-traditional mortgage lending

  • 1 hour of state-specific education

Successive Years Rule:

A licensee may not take the same CE course two years in a row.

Seat Time:

Seat time will be enforced and our online course delivery system manages this requirement.

 

NMLS Provider # 1405076

Course Completion Reporting:

Mortgage course completions are reported to the Nationwide Multistate Licensing System and Registry (NMLS). The CE Shop will report credits to the NMLS within 7 business days of course completionThe NMLS recommends completing CE prior to the 12/31 deadline as licensees are unable to apply to renew their license if their CE is not complete.

 

NMLS Recommended Deadline Time Frames: SMART CE, AT RISK TO MISS, and GUARANTEED TO MISS deadlines can be found here.

South Carolina Contact Details for Mortgage Continuing Education

South Carolina State Board of Financial Institutions
Phone: 803-734-2020
Email: License@bofi.sc.gov 
Website: South Carolina State Board of Financial Institutions

NMLS Resources for Mortgage Continuing Education

South Carolina MLO License Description Page
Professional Standards: Mortgage Education
Professional Standards: Criminal Background Check 
Professional Standards: Credit Report
Professional Standards: MLO Testing