Real Estate/ Continuing Education/ Texas/ Fair Share: Protecting Consumers and Your Business from Unfair Practices

Fair Share: Protecting Consumers and Your Business

$39

This product includes:

LICENSE RENEWAL PERIOD: 2 YEARS. *NOTE: If you have been made a supervisor by your broker, you must also complete the 6-hour Broker Responsibility course as a mandatory part of your 18 hours of CE. Elective Hours: 3 Mandatory Hours: 0 Total Hours: 3

Description

State Requirements

Real estate professionals wear many hats: expert communicator, attentive listener, trustworthy confidant, obedient servant, loyal advocate, and knowledgeable educator, to name just a few. To juggle these roles effectively—and within the lines of the law—licensees must remain informed. Real estate professionals are in a position to provide an invaluable level of consumer protection as they support consumers through their real estate transactions.

This course explores licensees' role as advocate and educator, and how they can protect consumers and their business from the threats of antitrust and fair housing violations and predatory lending. We'll start by looking at what federal protections are in place to combat these unfair practices. We'll also provide the steps you can proactively take to protect the consumers you work with day in and day out and the business you've worked so hard to create.

Course highlights include:

Federal antitrust laws and violations
Avoiding antitrust violations and protecting consumers from them
Antitrust complaint process and penalties
Federal fair housing laws and violations
Redlining, blockbusting, and steering
Buyer love letters
Fair housing complaint process and penalties
Predatory lending
Truth in Lending Act
Home Ownership and Equity Protection Act
Protecting consumers from predatory lending
Reporting predatory lending

Package Content:

State Requirements For Texas

Texas State Requirement Details for Real Estate Continuing Education

Renewal Date: Every two years by the end of the month in which the license was initially issued

Hours Required: 18 hours

4 hours – Legal Update I: Laws, Rules and Forms
4 hours – Legal Update II: Agency, Ethics, and Hot Topics
3 hours - Contracts-related course
7 hours – Electives

Note: If you are a supervising agent, have sponsored one or more sales agents, served as the designated broker for a business entity broker that sponsors sales agents, or have been made a supervisor of other license holders, you will need to complete the 6-hour broker responsibility course as part of your required 18 hours of CE.

The CE Shop’s Offering: 18 hours

The CE Shop is an approved provider in Texas.

Provider Approval Number: 0505

Reporting: The state requires course completions to be reported to the state. We will report your course to the state upon completion.

Expiration Date of Course: Course expiration dates vary by course. Each individual course will have an expiration date listed in your account. See Terms & Conditions for more details.

Certificates: Immediately upon course completions, The CE Shop will provide students with an electronic copy of the course certificate of completion. Certificates will remain in your account for a minimum of five years, should you need additional copies at a later time. Please refer to your application to determine if you need to submit your certificate(s) of completion. Course completion dates are recorded using Central Standard Time. Please note that the date on your certificate of completion will reflect this.

Final Exams: Passing a final exam is not required to receive continuing education credit in Texas, therefore our system is set up so that final exams can be passed with a 0% passing score.

License Renewal Process: The process to renew in this state is to log in to the licensing system online and follow the prompts to renew. If TREC records do not reflect completion of CE requirements at the time you submit your renewal application, you must pay a $200 CE Deferral Fee, or renew in inactive status. Payment of the CE Deferral Fee allows you to remain active for an additional 60 days from your expiration date to complete CE requirements.

Repeat Course in Back-to-Back Renewals: According to Texas Rule Chapter 535, Subchapter I, Section 535.92 (3h), credit will not be given for attendance of the same course more than once during the term of the current license or during the two?year period preceding the filing of an application for late renewal or return to active status.

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