8 Hour SAFE Comprehensive: 2026 Mortgage Loan Originator Course

• 3 hours of federal law

• 2 hours of ethics

• 2 hours of non-traditional mortgage lending

• 1 hour of electives

• 1 hours of state-specific education

An MLO who has completed their pre-licensure education (PE) course requirements in the same year in which the license was approved, is not required to complete CE.

*NOTE: In addition to other required continuing education, a mortgage loan originator licensed with the State of Utah on or after May 8, 2017, shall, beginning January 1, 2020, complete a division-approved continuing education course for new loan originators prior to their first renewal. These five hours are in addition to the 9 hours of annual CE already required for MLOs (8hrs + 1hrs of UT-specific). The 5hr post-licensure course is required to be completed by October 21, 2022.

A licensee may not take the same CE course two years in a row. 

Seat time will be enforced and our online course delivery system manages this requirement.

Course Completion Reporting:

Mortgage course completions are reported to the Nationwide Multistate Licensing System and Registry (NMLS). The CE Shop will report credits to the NMLS within 7 business days of course completion. The NMLS recommends completing CE prior to the 12/31 deadline as licensees are unable to apply to renew their license if their CE is not complete.

Utah-DRE licensees are required to complete both their Federal and State CE courses by December 15.

The NMLS recommends completing CE prior to the deadline as licensees are unable to apply to renew their license if their CE is not complete.