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Mortgage/ Continuing Education/ Utah/ 9-Hr. UT-DRE MLO 2025 Late CE Package
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9-Hr. UT-DRE MLO 2025 Late CE Package

$119
This product includes:
Elective Hours: 1 Mandatory Hours: 8 Total Hours: 9
Description
Package content and courses
State Requirements

Late CE courses should only be completed by MLOs who need to complete a prior years' CE, as instructed by their state regulator. Do NOT complete a late CE course if you're intending to satisfy a current year CE requirement. Log in to your NMLS account and review your education record to verify whether you need to complete late CE.

Courses included in this package:
  • Late CE 8 Hour SAFE Comprehensive: 2025 Mortgage Loan Originator Course
  • Late CE 1 Hour UT-DRE SAFE: 2025 Utah Law Review Course

Package Content:
Late CE 8 Hour SAFE Comprehensive: 2025 Mortgage Loan Originator Course (#16510)

This online self-study course satisfies the eight hours of 2025 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Within this course, students will spend time reviewing required topics, including:

  • Three hours on federal mortgage-related laws
  • Two hours on ethics, fraud, and consumer protection
  • Two hours on lending standards related to nontraditional mortgage products
  • One hour on elective content
Late CE 1 Hour UT-DRE SAFE: 2025 Utah Law Review Course (#17146)

A mortgage loan originator (MLO) licensed Utah is required to complete nine total hours of continuing education annually. This includes:

  • Three hours on federal mortgage-related laws
  • Two hours on ethics, fraud, and consumer protection
  • Two hours on traditional and non-traditional mortgage products
  • One hour on elective content
  • One hour on Utah-DRE specific education

This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

State Requirements For Utah

Utah Requirement Detail for Mortgage Continuing Education

Hours Required by the State: 

  • 3 hours of federal law

  • 2 hours of ethics

  • 2 hours of non-traditional mortgage lending

  • 1 hour of electives

  • 1 hours of state-specific education

An MLO who has completed their pre-licensure education (PE) course requirements in the same year in which the license was approved, is not required to complete CE.

*NOTE: In addition to other required continuing education, a mortgage loan originator licensed with the State of Utah on or after May 8, 2017, shall, beginning January 1, 2020, complete a division-approved continuing education course for new loan originators prior to their first renewal. These five hours are in addition to the 9 hours of annual CE already required for MLOs (8hrs + 1hrs of UT-specific). The 5hr post-licensure course is required to be completed by October 21, 2022.

Course Duplication:

A licensee may not take the same CE course two years in a row. 

Seat Time:

Seat time will be enforced and our online course delivery system manages this requirement.

NMLS Provider # 1405076

Course Completion Reporting:

Mortgage course completions are reported to the Nationwide Multistate Licensing System and Registry (NMLS). The CE Shop will report credits to the NMLS within 7 business days of course completion. The NMLS recommends completing CE prior to the 12/31 deadline as licensees are unable to apply to renew their license if their CE is not complete.

Utah-DRE licensees are required to complete both their Federal and State CE courses by December 15.

The NMLS recommends completing CE prior to the deadline as licensees are unable to apply to renew their license if their CE is not complete.

Utah Contact Details for Mortgage Continuing Education

Utah Division of Real Estate
Phone: 801-530-6747
Email: realestate@utah.gov
Website: Utah Division of Real Estate

NMLS Resources for Mortgage Continuing Education

Utah MLO License Description Page
Professional Standards: Mortgage Education
Professional Standards: Criminal Background Check 
Professional Standards: Credit Report
Professional Standards: MLO Testing