Mortgage/ Continuing Education/ Virgin Islands/ 8 Hour SAFE Comprehensive: 2026 Mortgage Loan Originator Course

8 Hour SAFE Comprehensive: 2026 Mortgage Loan Originator Course

$119

This product includes:

Elective Hours: 0 Mandatory Hours: 8 Total Hours: 8

Description

State Requirements

This online self-study course satisfies the eight hours of 2026 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Within this course, students will spend time reviewing required topics, including:

Three hours on federal mortgage-related laws
Two hours on ethics, fraud, and consumer protection
Two hours on lending standards related to nontraditional mortgage products
One hour on elective content

Package Content:

State Requirements For Virgin Islands

Virgin Islands Requirement Detail for Mortgage Continuing Education

Hours Required by the State: 8 hours

3 hours of federal law
2 hours of ethics
2 hours of non-traditional mortgage lending
1 hour of electives

An MLO who has completed their pre-licensure education (PE) course requirements in the same year in which the license was approved, is not required to complete CE.

Course Duplication:

A licensee may not take the same CE course two years in a row.

Seat Time:

Seat time will be enforced and our online course delivery system manages this requirement.

NMLS Provider # 1405076

Course Completion Reporting:

Mortgage course completions are reported to the Nationwide Multistate Licensing System and Registry (NMLS). The CE Shop will report credits to the NMLS within 7 business days of course completion. The NMLS recommends completing CE prior to the 12/31 deadline as licensees are unable to apply to renew their license if their CE is not complete.

NMLS Recommended Deadline Time Frames: SMART CE, AT RISK TO MISS, and GUARANTEED TO MISS deadlines can be found here.

Virgin Islands Contact Details for Mortgage Continuing Education

Virgin Islands Division of Banking and Insurance
Phone: 340-774-7166
Email: gail.danet-joseph@lgo.vi.gov
Website: Virgin Islands Division of Banking and Insurance

NMLS Resources for Mortgage Continuing Education

Virgin Islands MLO License Description Page

Mortgage Education

Criminal Background Check

Credit Report

MLO Testing