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9-Hr. WA MLO 2026 CE Package

$119
This product includes:
Elective Hours: 1 Mandatory Hours: 8 Total Hours: 9
Description
Package content and courses
State Requirements

This complete package includes all 9 hours of annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license in Washington.

Courses included in this package:

  • 8 Hour SAFE Comprehensive: 2026 Mortgage Loan Originator Course
  • 1 Hour WA SAFE: 2026 Washington Law Review Course

Package Content:
1 Hour WA-DFI SAFE: 2026 Washington Law Review

A mortgage loan originator (MLO) licensed in Washington is required to complete nine total hours of continuing education annually. This includes:

  • Three hours on federal mortgage-related laws
  • Two hours on ethics, fraud, and consumer protection
  • Two hours on traditional and non-traditional mortgage products
  • One hour on elective content
  • One hour of Washington-specific education

This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

8 Hour SAFE Comprehensive: 2026 Mortgage Loan Originator Course

This online self-study course satisfies the eight hours of 2026 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Within this course, students will spend time reviewing required topics, including:

  • Three hours on federal mortgage-related laws
  • Two hours on ethics, fraud, and consumer protection
  • Two hours on lending standards related to nontraditional mortgage products
  • One hour on elective content

State Requirements For Washington

Washington Requirement Detail for Mortgage Continuing Education

Hours Required by the State: 9 hours 

  • 3 hours of federal law

  • 2 hours of ethics

  • 2 hours of non-traditional mortgage lending

  • 1 hour of elective

  • 1 hour of state-specific education

An MLO who has completed their pre-licensure education (PE) course requirements in the same year in which the license was approved, is not required to complete CE.

Course Duplication:

A licensee may not take the same CE course two years in a row. 

Seat Time:

Seat time will be enforced and our online course delivery system manages this requirement.

NMLS Provider # 1405076

Course Completion Reporting:

Mortgage course completions are reported to the Nationwide Multistate Licensing System and Registry (NMLS). The CE Shop will report credits to the NMLS within 7 business days of course completionThe NMLS recommends completing CE prior to the 12/31 deadline as licensees are unable to apply to renew their license if their CE is not complete.

Washington licensees are required to complete their CE courses by December 15.

The NMLS recommends completing CE prior to the deadline as licensees are unable to apply to renew their license if their CE is not complete.

Washington Contact Details for Mortgage Continuing Education

Department of Financial Institutions
Phone: 360-902-8703
Email: MortgageLicensing@dfi.wa.gov
Website: Department of Financial Institutions

NMLS Resources for Mortgage Continuing Education

Washington MLO License Description Page
Professional Standards: Mortgage Education
Professional Standards: Criminal Background Check
Professional Standards: Credit Report
Professional Standards: MLO Testing