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9-Hr. WV MLO 2025 Late CE Package

$135
This product includes:
Elective Hours: 2 Mandatory Hours: 7 Total Hours: 9
Description
Package content and courses
State Requirements

Late CE courses should only be completed by MLOs who need to complete a prior years' CE, as instructed by their state regulator. Do NOT complete a late CE course if you're intending to satisfy a current year CE requirement. Log in to your NMLS account and review your education record to verify whether you need to complete late CE.

Courses included in this package:
  • Late CE 7 Hour SAFE Core: 2025 Mortgage Loan Originator Course
  • Late CE 2 Hour WV SAFE: 2025 West Virginia Law Review Course

Package Content:
Late CE 7 Hour SAFE Core: 2025 Mortgage Loan Originator Course (#16509)

This online self-study course satisfies the seven hours of 2025 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Within this course, students will spend time reviewing required topics, including:

  • Three hours on federal mortgage-related laws
  • Two hours on ethics, fraud, and consumer protection
  • Two hours on lending standards related to nontraditional mortgage products

Late CE 2 hour WV SAFE: 2025 West Virginia Law Review Course (#17208)

A mortgage loan originator (MLO) licensed in West Virginia is required to complete nine total hours of continuing education annually. This includes:

  • Three hours on federal mortgage-related laws
  • Two hours on ethics, fraud, and consumer protection
  • Two hours on traditional and non-traditional mortgage products
  • Two hours of WV state-specific defined electives

This online self-study course satisfies the two hours of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

State Requirements For West Virginia

West Virginia Requirement Detail for Mortgage Continuing Education

Hours Required by the State: 9 hours 

  • 3 hours of federal law

  • 2 hours of ethics

  • 2 hours of non-traditional mortgage lending

  • 2 hours of state-specific education

An MLO who has completed their pre-licensure education (PE) course requirements in the same year in which the license was approved, is not required to complete CE.

Course Duplication:

A licensee may not take the same CE course two years in a row. 

Seat Time:

Seat time will be enforced and our online course delivery system manages this requirement.

NMLS Provider # 1405076

Course Completion Reporting:

Mortgage course completions are reported to the Nationwide Multistate Licensing System and Registry (NMLS). The CE Shop will report credits to the NMLS within 7 business days of course completionThe NMLS recommends completing CE prior to the 12/31 deadline as licensees are unable to apply to renew their license if their CE is not complete.

West Virginia licensees are required to complete their CE courses by November 1.

The NMLS recommends completing CE prior to the deadline as licensees are unable to apply to renew their license if their CE is not complete.

West Virginia Contact Details for Mortgage Continuing Education

West Virginia Division of Financial Institutions
Phone: 304-558-2294
Email: lmiller@wvdob.org; tshock@wvdob.org: ryoung@wvdob.org
Website: West Virginia Division of Financial Institutions

NMLS Resources for Mortgage Continuing Education

West Virginia MLO License Description Page
Professional Standards: Mortgage Education
Professional Standards: Criminal Background Check
Professional Standards: Credit Report
Professional Standards: MLO Testing