The first step to Washington MLO licensure is creating an NMLS account to get an account ID. Once you’ve done this, you’re ready to take your 18 hours of Pre-Licensure education. This education will prepare you for the next step towards getting your license, which is taking the SAFE MLO Test.
20 hour PE course
4 state specific hours
Online instructor-led
Fulfills all Pre-Licensure requirements
20 hour PE course
4 state specific hours
8 hour CE course for future renewal*
All features from Standard
Includes your future renewal
Includes eTextbook resource
* Additional state specific CE Course may be required
20 hour PE course
4 state specific hours
All features from Course Only
Includes Exam Prep
Washington Requirement Detail for Mortgage Pre-Licensing Education
3 hours of federal law
3 hours of ethics
2 hours of non-traditional mortgage lending
10 hours of electives
4 hours of Washington Law
Seat Time: Seat time will be enforced and our online course delivery system manages this requirement
NMLS ID Registration: The NMLS system is used to process MLO licensing requests for all 50 states. A unique NMLS ID is required to report all course completions. Creating an account and obtaining an ID number is a simple process that can be completed here.
Licensing Exam: The licensing exam is administered by NMLS. Registration for the licensing exam is an entirely separate process from your course final exam. For instructions to register for your licensing exam and further information, please click here.
Final Exams: Final exams must be passed with a minimum score of 70% and may be taken a maximum of 3 times.
Course Completion Reporting: Mortgage course completions are reported to the Nationwide Multistate Licensing System. A unique NMLS ID is required to report course completions. The CE Shop will report your course within 7 calendar days.
Expiration Date of course: National Pre-Licensing courses have a specified start and end date and are instructor-led. Students must select their course start date within 90 days of purchase. Once the start date has been selected students will have that day plus an additional 12 full calendar days to complete their course.
State-specific Pre-Licensing courses, where required, must be completed within 90 days from the date of purchase. Verify state requirements here. After licensing, licensees will be required to complete Washington Mortgage Continuing Education requirements.
Washington Contact Details for Mortgage Pre-Licensing Education
Department of Financial Institutions
Phone: 360-902-8703
Email: MortgageLicensing@dfi.wa.gov
Website: Department of Financial Institutions
NMLS Resources for Mortgage Pre-Licensing Education
